CBZ Holdings Limited 2013 Presentation

first_imgCBZ Holdings Limited (CBZ.zw) listed on the Zimbabwe Stock Exchange under the Banking sector has released it’s 2013 presentation For more information about CBZ Holdings Limited (CBZ.zw) reports, abridged reports, interim earnings results and earnings presentations, visit the CBZ Holdings Limited (CBZ.zw) company page on AfricanFinancials.Document: CBZ Holdings Limited (CBZ.zw)  2013 presentation Company ProfileCBZ Bank Limited is a commercial bank in Zimbabwe; and licensed by the national banking regulator, the Reserve Bank of Zimbabwe. CBZ Bank was founded in 1991 when the Zimbabwe government took control of the defunct Bank of Credit and Commerce. The government assumed a 100% ownership, but this has been diluted through privatisation and its listing on the Zimbabwe Stock Exchange in 1998. CBZ Bank is now a wholly-owned subsidiary of the listed financial services group CBZ Holdings and offers the full spectrum of financial services; from retail and commercial banking to treasury services, group investment banking and asset management, short- and long-term insurance, security trading and property investments. CBZ Holdings Limited is listed on the Zimbabwe Stock Exchangelast_img read more

National Bank of Kenya Limited (NBK.ke) 2018 Abridged Report

first_imgNational Bank of Kenya Limited (NBK.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2018 abridged results.For more information about National Bank of Kenya Limited (NBK.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the National Bank of Kenya Limited (NBK.ke) company page on AfricanFinancials.Document: National Bank of Kenya Limited (NBK.ke)  2018 abridged results.Company ProfileNational Bank of Kenya (NBK) Limited is a financial services institution providing banking products and services for the retail, commercial corporate and Islamic banking sectors in Kenya. Its full-service offering ranges from transactional banking products to term deposits, personal loans and overdrafts, insurance premium finance, liquidity management, treasury services, custodial services and asset finance services. National Bank of Kenya offers mortgage products to salaried and business customers under the National Homes brand. The company also offers account relationship management and bancassurance products. It operates through a wide network of branches and ATMs in the major towns and cities of Kenya. Its head office is in Nairobi, Kenya. National Bank of Kenya Limited is listed on the Nairobi Securities Exchangelast_img read more

Are you brave enough to take the plunge Apopka?

first_img LEAVE A REPLY Cancel reply Support conservation and fish with NEW Florida specialty license plate TAGSBlack Bear Polar PlungeKelly ParkOrange County Previous articleLong shot from Pine Hills becomes golf’s long drive championNext articleWhy there’s no place like home for the holidays Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your name here Save my name, email, and website in this browser for the next time I comment. The Anatomy of Fear Orange County Parks & Recreation to host Black Bear Polar Plunge on New Year’s Day at Kelly ParkFrom the Orange County Newsroom  To ring in the New Year with an exhilarating blast, Orange County Parks & Recreation will host a Black Bear Polar Plunge on New Year’s Day in Kelly Park in Apopka. Are you brave enough to walk, run or swim into 68⁰ Rock Springs on New Year’s Day? Join us for the southern version of a polar bear plunge. Afterward, warm up at the fire with a coffee or hot chocolate. For more information, contact Kelly Park at 407-254-1902 or email [email protected] WHAT: Black Bear Polar PlungeWHO: Orange County Parks & Recreation WHEN: Tuesday, January 1st, 2019 10 a.m. – Registration 10:30 a.m. – 1 p.m. – Plunge WHERE: Rock Springs at Kelly Park 400 E. Kelly Park Rd. Apopka, FL 32712 COST: Park admission fee applies $3 per vehicle for 1-2 people $5 per vehicle for 3-8 people $1 for additional person/walk-ins/motorcycles/bikes About Orange County Government: Orange County Government strives to serve its citizens and guests with integrity, honesty, fairness, and professionalism. Located in Central Florida, Orange County includes 13 municipalities and is home to world famous theme parks, the nation’s second largest convention center, and a thriving life science research park. Seven elected members make up the Board of County Commissioners including the Mayor who is elected countywide. For more information please visit www.OCFL.net or go to the Orange County Facebook and Twitter pages.  Please enter your comment! Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 You have entered an incorrect email address! Please enter your email address here Share on Facebook Tweet on Twitterlast_img read more

LIT Students put on entrepreneurial hats in aid of four Irish…

first_imgInternational Women’s Day LIT LIMERICK Institute of Technology’s MarketLink Entrepreneur programme requires students to put their thinking caps on and to develop a business. Students work in groups and develop their business right through from the initial idea generation to the final launch, which takes place at the Christmas exhibition this Thursday. The event is open to the general public, LIT students, staff and local schools.Students from various courses including Management and Marketing, Social Care, Sports Management and Events and Tourism come together with over 40 stalls on this fantastic day of festivities and fun, all with one common goal in mind, to sell as much as they can and raise as much as possible for their chosen charities. Sign up for the weekly Limerick Post newsletter Sign Up Eoghan Sadlier, Head of Department of Business, LIT believes “MarketLink develops in participants two of the competences most crucial to the future of Irish business – social responsibility and creativity.  Many students who have previously participated in MarketLink remember it as one of the highlights of their studies at LIT.”The MarketLink Christmas Fair takes place this Thursday November 27 from 10am to 3pm.This year, the four worthy charities will benefit, Pieta House, Special Olympics Ireland, Rape Crisis Midwest and Share a Dream Foundation. Previous years have seen this successful event raise up to €8000 for other worthy causes.The MarketLink Christmas Fair takes place this Thursday November 27 from 10am to 3pm. Advertisement Facebook TAGSfeaturedfull-imageLITRape Crisis MidwestSpecial Olympics Ireland WhatsApp Print Email No vaccines in Limerick yet NewsBreaking newsLifestyleEntertainmentLIT Students put on entrepreneurial hats in aid of four Irish charities this ThursdayBy Eric Fitzgerald – November 25, 2014 1069 center_img Walk in Covid testing available in Limerick from Saturday 10th April Twitter Limerick Post Show | FOLM Project Linkedin Women in the Creative Arts to take centre stage at LIT’s International Women’s Day Flagship Event Previous articlePictures – Munster Champions Kilmallock’s HomecomingNext articlePat Kinevane to premier ‘Underneath’ in Limerick Eric Fitzgeraldhttp://www.limerickpost.ieEric writes for the Entertainment Pages of Limerick Post Newspaper and edits the music blog www.musiclimerick.com where you can watch and listen to music happening in the city and beyond. RELATED ARTICLESMORE FROM AUTHOR LIT Launches unique new programme on Responding to Domestic Abuse and Coercive Controllast_img read more

Fannie Mae Survey: Big Banks vs. Big Tech

first_img Banks Big Tech Digital Mortgages Fannie Mae Steve Deggendorf 2019-02-05 Donna Joseph in Daily Dose, Featured, Market Studies, News, Servicing Previous: Addressing the State of the Union Next: Texas Officials: Get Moving on Harvey Relief Money Related Articles February 5, 2019 2,687 Views Share Save Fannie Mae Survey: Big Banks vs. Big Tech The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Fannie Mae Survey: Big Banks vs. Big Tech About Author: Donna Joseph Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img Tagged with: Banks Big Tech Digital Mortgages Fannie Mae Steve Deggendorf Subscribe The Best Markets For Residential Property Investors 2 days ago Online services offered by banks are appreciated by consumers, however, big tech competitors loom, stated a new Fannie Mae survey that looked into the American perspective on banking experiences, and the shifting patterns in consumer digital experiences. According to respondents of the Q3 2018 National Housing Survey, while 43 percent of Americans say they are “very likely” to recommend their bank, 24 percent said they tend to stay with them out of convenience and trust. Some choose to stay on account of their bank’s speed, rates, or online interface.Sixty-nine percent of consumers reported overall satisfaction with their primary bank’s online interface as they are easy. Several respondents stated that they prefer performing simple tasks online—such as depositing money and paying bills—and are less comfortable performing more complex tasks online, including applying for a mortgage. Sixty-eight percent of young Americans do online banking, and approximately one-third of those surveyed use Big Tech payment services for mobile payments.The survey’s findings come at a time when traditional banks and financial institutions face increasing competition from start-ups and established Big Tech companies that have started rolling out financial services. These companies, however, do not inspire much trust among consumers, the survey noted. However, 20 percent of Americans, when thinking of their favorite technology companies—Google, Amazon, Apple, and Facebook— are more likely to trust that particular Big Tech company to handle their financial activities, including mortgages.“These new entrants are looking to offer financial services and are often credited with offering dazzling consumer digital experiences significantly better than those of traditional banks. Given the digital and customer experience prowess and resources of Big Tech firms, they may be especially well-situated to compete against traditional financial institutions,” said Steve Deggendorf, Director of Market Insights Research at Fannie Mae.The survey also pointed out most banks do not currently provide the experience that fulfills consumers’ financial needs on the digital front compared to the Big Tech giants. Fannie Mae’s prior research also shows that a majority of recent homebuyers have some interest in a fully digital mortgage. The survey findings also indicate that now is the time for banks “to step up their digital game and, more specifically, to consider how to best digitize more complex financial tasks before Big Tech does.”Read the full report here. Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days agolast_img read more

Drop in Covid-19 cases in Donegal

first_imgHomepage BannerNews News, Sport and Obituaries on Monday May 24th Important message for people attending LUH’s INR clinic Twitter Facebook Nine til Noon Show – Listen back to Monday’s Programme WhatsApp Pinterest By News Highland – June 5, 2020 Facebook There has been a drop in the number of people who have tested positive for Covid-19 in Donegal.The Department of Health has revised the figures from 477 to 472, down 5.Its been almost two weeks since any new cases have been reported in Donegal. WhatsAppcenter_img Pinterest Google+ Previous articlePolice carry out public safety operation in DerryNext articleGAA release roadmap to football return News Highland Drop in Covid-19 cases in Donegal Community Enhancement Programme open for applications Twitter RELATED ARTICLESMORE FROM AUTHOR Loganair’s new Derry – Liverpool air service takes off from CODA Google+ Arranmore progress and potential flagged as population grows last_img read more

Passenger gear eyed as possible cause of fatal NYC helicopter crash

first_imgABCNews.com(NEW YORK) — A helicopter crash Sunday night in the East River of New York City that killed five people may have been caused by equipment from a passenger, the pilot told investigators, ABC News has learned.Preliminary information from an interview with Richard Vance, the pilot of the red Eurocopter AS350, suggests a passenger’s gear somehow interfered with the helicopter’s operation, two officials briefed on the investigation told ABC News.Vance, 33, a pilot for Liberty Helicopter tours, radioed “Mayday! Mayday! Mayday!” just before 7 p.m. Sunday and reported “engine failure” just before the helicopter went down in the East River between East 86th and East 96th streets near Manhattan’s Upper East Side.A 16-member “Go Team” from the National Transportation Safety Board was headed to the scene this morning to investigate the cause of the crash.Vance, 33, was the only one to survive the crash in the frigid waters of the East River.Officials said the passengers chartered the helicopter for a photo shoot and were tightly harnessed because the doors were left open so they could get better pictures.While Vance was able to immediately free himself from his harness, the passengers remained buckled in and trapped in the helicopter, which flipped over and submerged. Copyright © 2018, ABC Radio. All rights reserved.last_img read more

Harden scores 29 as Rockets rout Jazz 122-90 in Game 1

first_imgMitchell ended a Utah scoring drought of about 4 ½ minutes after that with a 3-pointer, but Harden hit a 3 seconds later to leave the Rockets up 79-64. Associated Press “They throw something at him and they might get him a little bit and he figures it out and they don’t get him anymore,” coach Mike D’Antoni said about the defensive strategy on Harden. “He’s so good offensively it makes me laugh. He’s just so good I don’t know what you do … you’re not stopping him. I don’t care what you do.” TIP-INS After Game 2 on Wednesday the series moves to Utah for Game 3 on Saturday and Game 4 on April 22. Didn’t matter much to Harden and the Rockets though. He still led the team in scoring and helped facilitate solid offensive nights from everyone else in the starting lineup in the lopsided win. Ricky Rubio started after missing four of the last five games of the regular season with a quadriceps injury. Rubio, who finished with 15 points, didn’t play against Houston in the playoffs last season after injuring his hamstring in a first-round series win over the Oklahoma City Thunder. CAPELA’S HEALTH The Jazz got within five with a shot from Mitchell later in the third, before the Rockets scored next 10 points, with a 3 from Gordon and a three-point play from Harden, to make it 76-61 with about four minutes left in the quarter. Jazz: Derrick Favors had 13 points. … Utah went 7 for 27 on 3s. … The Jazz had 18 turnovers. … Jae Crowder scored nine points off the bench. Game 2 is Wednesday night in Houston. The Rockets were up by 15 at halftime, but Utah opened the second half with a 10-3 run, with six points from Gobert, to cut it to 62-54 with nine minutes left in the third. Tags: Houston Rockets/James Harden/NBA/NBA Playoffs/Utah Jazz “I’ve seen literally every defense you can possibly see,” he said. “So it was just a matter of adjusting and continuing to communicate with the guys of what spots they needed to be in.” The Rockets led by 17 when Harden re-entered the game about a minute later. Soon after he returned he found House behind the 3-point line in the corner and drove to the basket and finished with a one-handed slam. Mitchell was disappointed with his assist-to-turnover ratio. Capela played despite dealing with an upper respiratory infection that kept him out of practice two days this week. Houston’s center said he still wasn’t feeling great and hopes he’s better by Wednesday. “No assists. Five turnovers. That’s huge,” he said. “You can’t have no assists and five turnovers.” Rudy Gobert had 22 points and 12 rebounds to lead the Jazz after not scoring more than 15 points in a game in the playoff series against the Rockets last season. Donovan Mitchell had 19 points, but did not have an assist as the Jazz went long stretches without scoring.center_img “It was hard,” he said. “I would say it was probably my toughest game … it felt kind of hard to breathe like I’m used to.” UP NEXT The Rockets had a double-digit lead for most of the game, but the Jazz got within five points midway through the third quarter before Houston used a big run to pull away and sail to the victory. Utah cut into the lead a bit after that and trailed 83-71 after three. It’s the second consecutive year the teams have met in the postseason after the Rockets eliminated Utah in five games in the second round last season. Rockets: D’Antoni was back on the sideline after missing Houston’s last three regular-season games with an intestinal virus. … Hall of Famer and former Rocket Hakeem Olajuwon watched the game from a courtside seat. … Houston made 15 3-pointers, led by four from Harden. Houston had a 12-point lead entering the fourth quarter and an 8-0 spurt, with two 3-pointers from Danuel House, extended it to 95-75 with nine minutes remaining. Houston’s entire starting lineup had at least 10 points. Eric Gordon had 17, Clint Capela scored 16, Chris Paul added 14 and P.J. Tucker had 11. Houston was up by 15 in the fourth quarter before Harden, who had eight rebounds, scored six points in a 9-2 run that stretched the lead to 108-86 with four minutes left and both teams cleared their benches about a minute after that. Written by THEY SAID IT Harden wasn’t surprised at Utah’s defensive tactic. Harden had 29 points and 10 assists to help the Rockets rout the Jazz 122-90 in the opener of the best-of-seven series. Mitchell on moving on after the blowout loss: “Honestly we could have won this game by 90 or lost this game by 90 … for us it’s just about making adjustments and not overreacting to what happened.” April 15, 2019 /Sports News – Local Harden scores 29 as Rockets rout Jazz 122-90 in Game 1 “The third quarter we got some stops and we didn’t get shots on the other end and that’s tough to overcome,” Jazz coach Quin Snyder said. FacebookTwitterLinkedInEmailHOUSTON (AP) — The Utah Jazz tried to force the left-handed James Harden to his right to make things more difficult on him on Game 1 of their first-round playoff series against the Houston Rockets on Sunday night.last_img read more

Automatic vision

first_imgIn navigating a path through the Total Packaging Show’s five seas of stands – a quintet of enormous halls showcasing the shiniest new packaging and automation technology – a common theme quickly emerges: the Brave New World of bakery appears to be finally with us.Over the past 12 months, bakery manufacturers have been racing to automate their production and reduce labour, say the machinery suppliers. Of course, they would say that, but the bite of minimum wages, coupled with cost pressures, are evidently forcing a rethink on forward investment. Elements of the baking industry – those that some observers say have been slow to embrace technologies such as robotics – are changing tack and investing in the future.”People are looking a lot at automated feeding systems – they’re spending money on anything that can take labour out of the process,” says sales engineer Tony McDonald of Ilapak, which claims to be the largest supplier of flow-wrappers into UK bakeries, with Warburtons, Allied Bakeries, British Bakeries, Discovery, Mission and La Fornaia among its customers. “With cost-cutting, the supermarkets squeezing margins and the minimum wage rising, there is not enough room to make a profit. The only way to do it is to take people out of the equation.”The firm supplies smart belt feeding systems, which take the product straight off the conveyor and load it into the flow-wrapper, without having to load the in-feeds off flow-wrappers. Ilapak is also developing a system to replicate the shelf-life of multi-vac using a flow-wrapper, for naan bread manufacturers. “This can give a six-month shelf-life on tortillas,” says McDonald. “It vacuums the product in a travelling carousel system, before it goes into a gas-flushing flow-wrapper, at 50-60 packs per minute, and gives you a residual oxygen level of less than 0.5%.”shelf-life focusGas-flushing products to extend shelf-life is a big area of interest, but the supermarkets are not driving packaging innovation in bakery as hard as other categories, such as fresh produce, observes John Emerson, marketing manager of Manchester-based Record Packaging Systems. “Gas-flushing has been refined, and shelf-life is where the market is at right now. In fresh produce, some supermarkets are even flow-wrapping or tray-sealing celery, while others want to go back to a ’market’ feel with no wrapping at all.” The firm supplies L-sealers and shrink-wrappers to craft bakeries right up to plant bakers, such as Fabulous Bakin Boys and for the Rankin-branded breads.”Some of the bigger bakeries are going in for more and more automation,” says Colin Sorrell of Leeds-based PFM Packaging Machinery, an Italian company, which manufactures a range of vertical form filling seal machines, multi-head weighers and horizontal flow-wrappers. PFM launched the Pearl machine this year, an entry-level 3-axis servo system, which sells for £30,000 – suitable for wrapping smaller products such as paninis.Meanwhile, the big bakery PLCs are said to be following the lead taken by independent bakery firms and automating more. “We’ve been very successful with the independent bakers and we’re starting to see more enquiries coming with the main groups,” says Roy Fraser, sales manager of RTS Flexible Systems, which supplies Warburtons and is in talks with Allied Bakeries and British Bakeries about integrating robotics. He says the firm, which majors in high-speed vision-guided robots that pick products off the line, has developed a pancake picking system that has been a huge success in terms of completed pack and pick rates. “It’s the first time vision-guided robots have been deployed in the UK for this type of application,” he claims, adding there is huge interest in automated basket-loading, following the roll-out of the Tesco-driven Omega bread basket, while more bakers are automating morning goods lines.This view is shared by Keith Bartrum of Abar Automation, based in Holland, which specialises in pick and place technology. “We’ve been doing a lot of work with sandwich manufacturers and bakers making buns – products that have historically been difficult to handle. These need to have a perfect surface, especially for the supermarkets. It takes a lot of work to develop that technology, especially if you’re handling at speed,” he says.LASER TECHNOLOGYDatalase was showcasing its Casemark range of laser-imaging technology for labelling secondary packaging, such as corrugated boxes. The firm has developed a white patch for placing on boxes, whereby the ink pigment is activated by laser – it reacts to the light and changes to black text – and is claimed to be faster, cleaner and more efficient than inkjet. “The idea is you don’t have to have pre-printed labels in stock – you can change the programme to suit each batch,” says Michelle Radcliffe, sales and marketing coordinator.Meanwhile, Domino UK says it now offers a facility for thermal transfer printing and ply-labelling. “There are changes in retail in the way that product is presented on-shelf, and that is spreading throughout the industry. We’ve launched the V200 bakery printer – a specialist product for printing best-before dates to the base of the loaf, where bread is presented end-on in the tray, like in Tesco,” says sales manager Gino Pistilli. The V200+ is capable of applying variable data including text, real-time clocks, bar codes and logos onto a range of flexible packaging materials, including films and paper.Romsey, Hampshire-based Radix Systems was promoting automated sorters that check for colour, shape and size defects in processed products, particularly cookies and biscuits. “There are systems available to detect colour, but to combine that with detecting shape defects as well, and an ability to accurately measure down to 0.25mm, gives us a great competency in that area,” claims sales director John O’Shea. The technology could extend to bagels, mini-pizzas or bread buns – anything that’s in danger of overbaking; it can also detect uneven distribution of seeds on seeded products. Once more, this is a technology aimed at reducing labour. “Where a company has automated with high-speed wrapping machinery, people are no longer there to check the products,” he says. “So automation creates an even more compelling reason to use this sort of equipment, because the higher the speed of the packing lines, the tighter the tolerances have to be. If the wrong-size products are going through to a standard-size pack, you have a big mess on your hands.” nlast_img read more

News story: “Professional, reliable and trusted”

first_imgResults from the new GAD client feedback report show clients rate our service and work highly. This feedback is a valuable indicator about how effectively we work and as part of the research, clients described GAD as “professional, reliable and trusted”.ProfessionalAs experts we are trusted to deliver a professional service with integrity. GAD’s people take pride in working in a way that reflects our values of agile, dedicated, expert, partnering and trusted. Clients said our people were “extremely helpful in introducing innovation in the work they perform for us” and “their professionalism, enthusiasm and motivation is very evident”.ReliableOverall, clients said teams deliver work on time (with 81% of respondents scoring us at least 8 out of 10) and within scope (86% scoring us at least 8).Martin Clarke, the Government Actuary commented: “We value the comments and observations from clients. This has been a successful year for GAD. Feedback remained excellent and this has led to further assignments because of our growing reputation and profile.”TrustedWhen we asked clients how we compared to other organisations (eg other government shared service providers and private sector consultancy firms) the consensus was that we compared very favourably.Clients who were asked if GAD had demonstrated these values in our interaction with them, gave the highest score (92%) for the GAD value of ‘trusted’.last_img read more