GC rebuffs “exaggerated” concerns over illegal market impact

first_img Topics: Legal & compliance Online casino Regulation Online lottery Online sports betting AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter In a letter to Carolyn Harris, chair of the All-Party Parliamentary Group (APPG) on Gambling Related Harm, the Commission’s chief executive Neil McArthur said work to combat unlicensed activity in Britain is ongoing. This, McArthur added, remained stable throughout the year, with the exception of January, where a surge was attributed to Curacao-based enterprises attempting to entice British consumers who had self-excluded, and again in July due to third parties also contributing to the reporting. “Whilst we welcome research in this area, we recommend that the figures in the PWC report should be treated cautiously,” McArthur said. “The report is absent of any evidence of an increasing remote illegal gambling problem in Great Britain. GC rebuffs “exaggerated” concerns over illegal market impact Subscribe to the iGaming newsletter “Their methodology makes clear they had to use data from August 2018, which indicates traffic to websites but does not differentiate whether that was by consumers or reflective of the vast amount of automated transactions that bots and other system tools conduct. Publication of the letter comes as the UK’s Betting and Gaming Council (BGC) today (18 January) launched a new campaign warning that the Gambling Review could be a boon for the unregulated sector. However, McArthur did admit that the regulator’s powers and resources should be kept under review to ensure it remains effective in tackling illegal gambling. This, he said, could be included as part of the Gambling Act Review, which the government launched last month. The BGC said an “unintended consequence” of the government’s wide-ranging Gambling Review could be to drive customers towards the unlicensed online black market. It also included statistics set out in the PWC report referred to by McArthur in the APPG letter. In addition, the Commission can work with Her Majesty’s Revenue and Customs, the British tax organisation, to prosecute or refer ongoing issues. McArthur also referenced a recent PWC report commissioned by William Hill and Entain, formerly GVC Holding. Based on Commission data from 2017-18 and a consumer survey, this estimated players staked £1.4bn with unlicensed operators over a 12-month period. “Further, the report’s extrapolated figure of potentially 200,000 UK consumers using illegal websites is not consistent with the intelligence picture, including reports received by the Commission, from the public or other appropriate bodies such as law enforcement.” Tags: Gambling Commission Gambling Act Review McArthur said that the Commission engaged with 15 regulators from around the world in 2020 as part of its efforts to tackle illegal gambling, and, over the past year, received a total of 182 information reports on unlicensed activity. In terms of the reasons for the reports being filed, 92 of the cases were related to operators unlawfully permitting access to British players. A further 28 were connected to marketing and affiliate activity, and 20 for operators refusing to pay out winnings. “Criminals seeking to circumvent the regulated sphere and exploit the vulnerable are demonstrating increasing sophistication, complexity and capability which poses challenges to us to keep pace. Legal & compliance Should this be ignored, the Commission can utilise its relationships with web hosting companies to have sites taken down. The regulator can also work with payment services providers to block transactions, and also with social and search giants to prevent sites appearing on search engines. “Throughout 2020 we conducted a full review of our work regarding illegal online gambling, and also continued to engage with other regulators around the world. 18th January 2021 | By Robert Fletcher The Great Britain Gambling Commission has played down concerns over the impact of illegal online gambling operators on the regulated market, saying the sector is stable and not expanding. Regions: UK & Ireland “As a result we will be able to advise Government as part of the Gambling Act Review.” “This should not distract from the need to continue to drive up standards and make gambling safer in the regulated market.” “Whilst this data shows that there are threats from illegal gambling for British consumers, the scale of the threat needs to be kept in proportion, despite recent media reports and reports from consultants paid for by the industry,” McArthur said. Offering further evidence of the Commission’s ability to continue to restrict the illegal market, McArthur said the regulator has a number of tools at its disposal. This includes the ability to issue cease and desist demands to operators without a licence. Email Addresslast_img read more

NCBA Group PLC (NCBA.ke) 2018 Abridged Report

first_imgNCBA Group PLC (NCBA.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2018 abridged results.For more information about NCBA Group PLC (NCBA.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the NCBA Group PLC (NCBA.ke) company page on AfricanFinancials.Document: NCBA Group PLC (NCBA.ke)  2018 abridged results.Company ProfileNCBA Group Plc is a financial services institution in Kenya offering banking products and services for the retail, commercial and corporate sectors. It also offers stock brokerage, bancassurance, leasing and investment banking services through operations in Kenya, Tanzania and Uganda. Its full-service offering ranges from transactional banking products and services to unsecured and secured loans, secured diaspora loans, property purchase loans and insurance premium financing as well as asset-based lending, capital expenditure loans and construction loans. NIC Bank Limited offers institutional banking services to non-government organisations, diplomatic missions and their affiliate donor/aid entities as well as government institutions, multi-nationals, domestic corporates and medium- to high-net worth individuals. Formerly known as NIC Bank Limited, the company changed its name to NIC Group Plc in 2017. Its head office is in Nairobi, Kenya. NCBA Group Plc is listed on the Nairobi Securities Exchangelast_img read more

State Rep. Jennifer Sullivan Schedules Apopka Office Hours

first_img Save my name, email, and website in this browser for the next time I comment.  …Offers Constituent OutreachIf you live north of 441 you are most likely in District 31 and Jennifer Sullivan is your State Representative in Tallahassee.Representative Sullivan routinely schedules office hours in Apopka to answer questions and assist constituents.The next opportunity to meet with Sullivan and/or her staff will be on Tuesday, February 28th, 2017 from 9:00 AM to 12:00 PM at the Apopka City Hall.Call Sullivan’s aide, Morgan Hatfield , at 352-742-6275 for an appointment time.If you need immediate assistance, contact Sullivan’s local office at 352-742-6275.Representative Sullivan’s local office is located at 2755 South Bay Street, Unit D, Eustis 32726. The office is open Monday through Friday from 9:00 AM to 5:00 PM. LEAVE A REPLY Cancel reply Florida gas prices jump 12 cents; most expensive since 2014 Please enter your name here TAGSJennifer Sullivan Previous article100-million-plus Americans expected to vacation this yearNext articleIs State Route 429 safe? Dale Fenwick RELATED ARTICLESMORE FROM AUTHOR UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 You have entered an incorrect email address! Please enter your email address here Share on Facebook Tweet on Twitter Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Please enter your comment!last_img read more

Avoiding similar Web domain names

first_imgAvoiding similar Web domain names Given the importance of Web domain names, this development reinforces the importance of researching existing and similar domain names if a charity is to have any hope of developing its brand.But the two catalogues are not the only charity domain names to appear confusing similar. Try visiting the following and then see if you can remember what each site offered in 10 minutes’ time:http://www.charitycards.orghttp://www.charitycard.orghttp://www.charitycards.co.ukhttp://www.charitycard.co.ukWe’ll help you out. One is owned by a national charity, another a greetings card company, another a non-profit business with 95 charity members, and another by a bank. Two of them incidentally offer very similar services of personalised corporate Christmas cards.All this goes to show that even if you are quick off the mark with a good and unique domain name, you should protect your brand by buying up similar names and the various top level domain suffixes. However, with so many good domain names bought up now, your only hope is to advertise heavily to promote your domain name or develop an unrivalled reputation for quality or service. Tagged with: Digital Trading Howard Lake | 17 October 2003 | News Third Sector this week reports on two similar sounding domain names for ‘alternative gift’ catalogues for charity. Those aren’t the only similar domain names.Third Sector focuses on the launch of the Charities Advisory Trust’s catalogue at www.goodgifts.org in September 2003. It suggested that this name was similar to that used by World Vision’s alternative gift catalogue, run for four years at www.greatgifts.org.There are certainly further similarities between the two online catalogues’ approaches, although Charities Advisory Trust argues they are different in that their catalogue is aimed at shoppers rather than donors. Advertisementcenter_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  24 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Florence study abroad program to continue with minor changes

first_imgLinkedin Facebook A portion of the students on the fall 2015 trip to Florence gathered together. Linkedin A large group of students in Florence during fall of 2015 showcasing their TCU pride. Opinion: We need to stop defining politicians simply on their public speaking + posts Molly Jenkins TCU places second in the National Student Advertising Competition, the highest in school history Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/ Twitter Opinion: Why Beto O’Rourke’s campaign will end like Hillary Clinton’s Molly Jenkins is the Associate Editor of the Skiff. She is a junior journalism major and nutrition minor from Portland, Oregon. The thing she misses the most from Oregon are Por Que No?’s Tacos. Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/ Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/ Previous articleNo. 10 West Virginia routs TCU 73-42Next articleInside the life of an adjunct professor Molly Jenkins RELATED ARTICLESMORE FROM AUTHOR ReddIt Twitter Opinion: Why we should focus on America’s educational system Nicole Schouten and Claire McCreight making pasta in Italy. TCU Frog Camps returning to more traditional look this summer printConcerns about student behavior last semester sparked a debate over the continuation of the Florence study abroad program, but TCU has decided it will continue with slight changes.The Center for International Studies (CIS) at TCU examined the program after an incident last semester when a student, who had been drinking, accidentally knocked a wine bottle off a rooftop, angering the management of the hotel where the students were staying.“We studied the profile of the students going to Florence including major, course schedules while in Florence, and rationale for studying in Italy as evidence in student applications,” said Jane Kucko, director of CIS.Kucko said during the past couple of years( it was observed that students selected Florence for its central location rather than an interest in the region’s culture.Kucko, who recently visited students studying in Florence this semester, said they have risen to the challenge and had an excellent start to the program. She said this semester’s experience has proven the program should continue.Despite the reported inappropriate behavior, students who studied in Florence last fall said they indulged in the culture and benefitted from the program.“I enjoyed learning about Italian culture while also traveling to other countries,” said Nicole Schouten, a junior business and strategic communication double major who studied in Florence last fall. “I developed a deeper appreciation toward people and their passions.”Others said that after the incident with the wine bottle, the semester went well.“From then on out, we had zero issues and could not have enjoyed or taken advantage of our time abroad any more than we did,” said Kevin Kiczuk, an accounting major.Both students said they didn’t feel the behavior warranted canceling the program.“I never felt that the program or students were out of control,” Schouten said. “In my opinion, students balanced academics and their social lives well.” ReddIt Facebook Opinion: my thoughts after the Stoneman Douglas school shooting A portion of the students on the fall 2015 trip to Florence gathered together. Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/ The College of Science and Engineering Dean, Phil Hartman, retires after 40 consecutive years A group of roommates in Florence on the fall 2015 trip.last_img read more

La Salle Beats Muir HS 69-66 in First Round of CIF Basketball Playoffs

first_img Community News Take a front row seat get a glimpse of the basketball all-stars from La Salle High School beat John beat John Muir High Sschool 69-66 in the first round of the CIF Basketball Playoffs.La Salle High School, 3880 East Sierra Madre Blvd., Pasadena, (626) 351-8951 or visit www.lasallehs.org. Photo Gallery La Salle Beats Muir HS 69-66 in First Round of CIF Basketball Playoffs Story and Photography by JOHN BLACKSTOCK Published on Thursday, February 18, 2016 | 12:27 pm Business News Subscribe Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena 0 commentsShareShareTweetSharePin it Make a comment First Heatwave Expected Next Week Your email address will not be published. Required fields are marked * More Cool Stuffcenter_img Community News Name (required)  Mail (required) (not be published)  Website  Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy HerbeautyEase Up! Snake Massages Are Real And Do Wonders!HerbeautyHerbeautyHerbeautyCostume That Makes Actresses Beneath Practically UnrecognizableHerbeautyHerbeautyHerbeautyAmazing Sparks Of On-Screen Chemistry From The 90-sHerbeautyHerbeautyHerbeautyA 74 Year Old Fitness Enthusiast Defies All Concept Of AgeHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeauty Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Top of the News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDSlast_img read more

Five Star President: ‘Embedded Risks’ May Be Hindering Mortgage Market Recovery

first_img Tagged with: Five Star Institute HAMP Home Affordable Modification Program Loan Modifications Mortgage Rates REO The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Tory Barringer in Daily Dose, Featured, News, REO Demand Propels Home Prices Upward 2 days ago Tory Barringer began his journalism career in early 2011, working as a writer for the University of Texas at Arlington’s student newspaper before joining the DS News team in 2012. In addition to contributing to DSNews.com, he is also the online editor for DS News’ sister publication, MReport, which focuses on mortgage banking news. Home / Daily Dose / Five Star President: ‘Embedded Risks’ May Be Hindering Mortgage Market Recovery  Print This Postcenter_img Previous: Fannie Mae Expects Modest Economic Growth in 2015 Next: DS News Webcast: Friday 11/21/2014 November 20, 2014 775 Views Five Star President: ‘Embedded Risks’ May Be Hindering Mortgage Market Recovery Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Five Star Institute HAMP Home Affordable Modification Program Loan Modifications Mortgage Rates REO 2014-11-20 Tory Barringer Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago While the housing market has made measurable strides toward recovery in the last two years, the coming year could bring the start of another downturn, one expert says.Delivering comments to a group of REO brokers and agents, Ed Delgado, president and CEO of the Five Star Institute, offered his take on how the stage is set for the mortgage sector in 2015.”There are several embedded risks in the mortgage market that pose future risk of performance that have yet to be expressed,” Delgado said. “In effect, the market may not be recovering at the rate that we think it is.”Chief among Delgado’s concerns is the government’s Home Affordable Modification Program (HAMP), which attracted nearly 900,000 struggling borrowers in the years 2009 to 2013.While modifications into super-low interest rates helped those hundreds of thousands of Americans stay in their homes, those “permanent” reductions came with a five-year expiration date, and the first waves of HAMP borrowers are now set to see their adjustable rates climb as high as 5 percent.Though that is still a historically low interest rate, it means a monthly payment increase of hundreds of dollars over the next few years—at a time when their financial situation likely can’t take the added cost.To make matters worse, another modification or refinance is unlikely to help, Delgado says.”Modifying an interest rate of 4.25 percent down to 3 percent isn’t going to provide sufficient payment relief to homeowners facing a financial hardship sufficient to threaten mortgage payment performance,” he said.What’s more, he estimates that out of every 10 recent-vintage loans that pass into 90-day delinquency or more, eight will be resistant to loss mitigation efforts owing to the current low interest rate environment.”Despite improvements related to credit quality and tighter rules for underwriting, the reality is that low interest rate mortgages created in recent vintage production will be less responsive to loss mitigation options in the future,” Delgado said.Editor’s note: The Five Star Institute is the parent company of DS News and DSNews.com. Demand Propels Home Prices Upward 2 days ago Subscribelast_img read more

Empty Bowls luncheon this week

first_img Book Nook to reopen Remember America’s heroes on Memorial Day “Of course, the earlier you get to the luncheon the greater your choices will be,” May said.The Empty Bowls Luncheon will feature homemade soups of various kinds, camp stew and chili, Sister Schubert rolls, drinks and several dessert choices including layer cakes, pound cakes and bread pudding.Tickets are required for the Empty Bowls Luncheon; however, those who only want to bid on the celebrity bowls will not need a ticket to do so.Tickets for the Empty Bowls Luncheon are available at the Salvation Army Service Center and Thrift Store on South Brundidge Street in Troy and at the door on Friday. By The Penny Hoarder Latest Stories Sponsored Content By Jaine Treadwell Troy falls to No. 13 Clemson The public is invited to attend the Third Annual Empty Bowls Luncheon. Tickets are $20 each and include lunch and a handcrafted ceramic bowl to take home. The Empty Bowls Luncheon is a fundraiser for the Pike County Salvation Army. The funds raised will help supply the food pantry.“We have a lot of people in Pike County who are truly hungry,” May said. “The demands on our food pantry are great year around. The Empty Bowls Luncheon makes it possible for us to meet those needs – for us to feed the hungry in Pike County.”The Empty Bowls Luncheon will offer about 100 bowls to be “filled.”The bowls were made by professional artists who participate in the Alabama Clay Conference, Troy University art students, participants at the Colley Senior Complex and members of Leadership Pike. Other celebrity “bowlers” include Troy University First Lady Janice Hawkins, Troy Mayor Jimmy Lunsford, Sen. Martha Roby, Larry and Janice Blakeney, “Sister” Schubert, Dr. Maryjo Cochran, Walter Black, Ralph Black and Jerrel Jernigan.“Because of their support of the Empty Bowls Luncheon, empty bowls will be filled and the hungry will be fed,” May said.That’s the two-fold purpose of the Pike County Salvation Army’s Empty Bowls Luncheon from 11 a.m. until 2 p.m. on Friday at Bush Memorial Baptist Church in Troy. Around the WebDoctor: Do This Immediately if You Have Diabetes (Watch)Health VideosIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthBet You’re Pretty Curious About Jaden’s Net Worth Right About Now, HuhBradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel You Might Like History lessons Rep. John Lewis, D-Ga., talks with Troy University assistant professor of history Dr. David Carlson during a discussion as part… read more Empty Bowls luncheon this week Print Article Published 8:54 am Wednesday, February 22, 2012 Skip Pike County Sheriff’s Office offering community child ID kits Plans underway for historic Pike County celebration Email the author Local celebrities have made clay bowls to be offered to the public Friday via a silent action held in conjunction with the Empty Bowls Luncheon.Alabama First Lady Dianne Bentley has crafted a bowl for the silent auction and will also attend the luncheon.“We are very honored to have the support of Mrs. Bentley,” said Kim May, Pike County Salvation Army director.  “She was very willing to participate and we appreciate her support and that of all our ‘celebrity’ bowlers.” The Penny Hoarder Issues “Urgent” Alert: 6 Companies…last_img read more

The influence of depth, site exposure and season on the intensity of iceberg scouring in nearshore Antarctic waters

first_imgIce scour disturbance has a significant effect on the physical and biological characteristics of polar benthos. A series of grids, each consisting of 25 markers, were deployed along depth transects and replicated at two contrasting study sites at Adelaide Island, West Antarctic Peninsula. Markers were surveyed and replaced every 3 months for 2 years in order to assess the frequency and intensity of iceberg impacts. Depth, site, season and year were all highly significant factors influencing ice scouring frequency. We observed a high variation in the duration of winter fast ice between sites and years, which had a marked effect on ice scouring frequency. The ecological effects of the disturbance regime are likely to include depth zonation of benthic assemblages, patchiness of communities at varying stages of recovery and the near denudation of sessile fauna in the shallow subtidal.last_img read more

Real Salt Lake Files Motion To Dismiss Petke’s Lawsuit

first_imgOctober 8, 2019 /Sports News – Local Real Salt Lake Files Motion To Dismiss Petke’s Lawsuit Robert Lovell FacebookTwitterLinkedInEmail(Salt Lake City, UT) — Real Salt Lake is hoping to have a lawsuit filed by former head coach Mike Petke dismissed.The team filed the motion in Third District Court yesterday.Petke is suing the team for lost wages after being fired in August for allegedly using a homophobic slur toward a referee.Freddy Sanchez has served as the interim coach and guided RSL to the third seed in the MLS Cup Playoffs. Written by Tags: Mike Petke/Real Salt Lakelast_img read more