Western U.P. split between BJP and SP-BSP-RLD alliance

first_imgWestern Uttar Pradesh proved to be a mixed bag for both the BJP and the Samajwadi Party-Bahujan Samaj Party-Rashtriya Lok Dal alliance. Out of 18 seats in the region, the BJP has taken decisive lead in nine constituencies while the alliance candidates are leading in six. Three could still go either way.The caste arithmetic worked in some places, while in others the BJP’s Hindutva agenda blunted the ‘bua-bhatija’ chemistry. Saharanpur, from where both U.P. Chief Minister Yogi Adityanath and the alliance leaders launched their respective campaigns, has voted in favour of the BSP’s Fazlur Rehman who has built a lead of over 23,000 votes over the BJP’s sitting MP, Raghav Lakhanpal. In contrast, Kairana, which had become the symbol of the opposition unity when Tabassum Hasan won the bypoll last year, is supporting the lotus this time. BJP’s Praveen Kumar has built a formidable lead of over 89,000 votes. The sugar bowl of Meerut, Muzaffarnagar and Baghpat is seeing a tough fight between the BJP and the alliance candidates. In Muzaffarnagar, RLD chief Ajit Singh, who made it a prestige fight by calling it his last election, is locked in a close contest with BJP’s sitting MP Sanjeev Balyan who emerged as a formidable Jat leader during the Muzaffarnagar riots.In Baghpat, where Mr. Ajit Singh’s son Jayant Chaudhary is taking on sitting MP Satyapal Singh, fortunes fluctuated the entire day. In Meerut, BJP’s Rajendra Agrawal defeated BSP’s Haji Yakub Qureshi by a small margin of 4,729 votes. In neighbouring Bijnor, BSP’s Malook Nagar is cruising, while in Nagina, BSP’s Girish Chandra has humbled BJP’s sitting MP Yashwant Singh by 1,66,832 votes. In the Moradabad belt, S.T. Hasan has defeated BJP’s Sarvesh Singh.Easy win for Azam KhanAfter all the pre-poll diatribe, SP veteran Azam Khan easily countered the Jaya Prada challenge in Rampur. BSP’s Kunwar Danish Ali’s shift from Karnataka proved fruitful as he won the Amroha seat comfortably. Shafiqur Rehman Barq of the SP is leading in Sambhal.In Ghaziabad and Noida, Union Ministers V.K. Singh and Mahesh Sharma are on their way to cross the winning margins of 2014. The caste chemistry of SP-BSP-RLD did not work in reserved constituencies with both Bulandshahr and Hathras going to the BJP. In Aligarh, Satish Gautam of the BJP has comprehensively defeated BSP’s Ajit Baliyan. The party’s star face Hema Malini is set to win Mathura again and S.P.S. Baghel is retaining Agra for the BJP after initial hiccups.last_img read more

Pacquiao eyes comeback fight in Kuala Lumpur, says source

first_imgZonio also clarified that Pacquiao’s decision to turn down Alvarado as his next foe has nothing to do with a conflict in schedule involving his legislative duties since the Senate is on break from March 23 to May 1. /jpvRELATED STORYArum open to Pacquiao-Matthysse but not in AprilADVERTISEMENT AFP official booed out of forum Families in US enclave in north Mexico hold sad Thanksgiving Typhoon Kammuri accelerates, gains strength en route to PH Saulong falls to Japanese champ Iwasa in title fight Pussycat Dolls set for reunion tour after 10-year hiatus LOOK: Iya Villania meets ‘Jumanji: The Next Level’ cast in Mexico Read Next Don’t miss out on the latest news and information. LATEST STORIEScenter_img Brace for potentially devastating typhoon approaching PH – NDRRMC John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding Police teams find crossbows, bows in HK university PLAY LIST 01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City MOST READ Manny Pacquiao. Tristan Tamayo / INQUIRER.net file photoForget about Manny Pacquiao going to the United States for his return bout this year.A confidante of the eight-division world champion said Pacquiao is looking at Kuala Lumpur instead, with either April 29 or May 5 as the preferred dates.ADVERTISEMENT Google honors food scientist, banana ketchup inventor and war hero Maria Orosa The opponent has yet to be named, although Pacquiao has earlier declared that he would like to fight World Boxing Association welterweight champion Lucas Matthyse on his comeback drive after losing his World Boxing Organization welterweight crown to Australian Jeff Horn in Brisbane last July 2.READ: Pacquiao wants Matthysse; Arum picks AlvaradoFEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSLillard, Anthony lead Blazers over ThunderSPORTSMalditas save PH from shutoutApparently, Paquiao dismissed the proposition that he fights former world champion Mike Alvarado in the undercard of the Horn-Terence Crawford tussle for the WBO 147-pound title on April 14 at Mandalay Bay in Las Vegas.Pacquiao’s Senate media chief, Aquiles Zonio, said the “fighting senator” felt “insulted” by the decision of Bob Arum, Top Rank Promotions head honcho, to make his comeback fight a mere undercard. View commentslast_img read more

IPL spot-fixing: SC refuses to reinstate N Srinivasan as BCCI chief

first_imgThe apex court also asked the probe panel to complete it’s investigation within two monthsThe Supreme Court on Monday rejected N Srinivasan’s plea for reinstatement as BCCI president saying he cannot be allowed to take up the charge till he gets a clean chit from Justice Mudgal Committee which is probing him and 12 players in IPL betting and spot-fixing scandal.Expressing displeasure over slow speed of probe, the apex court asked the panel to complete it’s investigation within two months and also allowed it to file interim report against Srinivasan or any other office bearer who are under its scrutiny.A bench of justices TS Thakur and FM Ibrahim Kalifulla turned down Srinivasan’s plea that he should be allowed to discharge his function as the AGM is expected to take place at the end of this month and his signature is needed for clearing the annual account of the board.”Signing account book is not a ground. This cannot be a ground for reinstatement,” the bench said.At the outset of proceedings, senior advocate Kapil Sibal, appearing for Srinivasan, pleaded the court to reveal whether there was anything against him in Justice Mudgal’s interim report so that he be allowed to take up the charge of BCCI if there is nothing against him.The bench said that no comments have been made against Srinivasan in the report but the probe is still going on and he cannot be allowed to function as BCCI President.It said that the committee sought more time as it wants to record the statements of some players who are on England tour and also voice samples of some people need to be matched.advertisement”We saw the report. Two months time for completion of probe does not seem realistic. The way in which it is going on, it will take five years. It’s going to be a tough task for the Committee,” the bench said, asking it to expedite the probe.The court posted the case for further hearing on November two but allowed the committee to file interim report on any individuals if it wishes.Justice Mudgal committee, which is conducting probe against Srinivasan and 12 prominent players in the scandal, had on August 29 filed its interim report in a sealed cover before the Supreme Court.The apex court had on May 16 given the task to conduct probe against 69-year-old Srinivasan and 12 players to Justice Mudgal panel and asked it to file its report by end of August.It had rejected BCCI’s proposal to conduct the probe through its own panel.The Mudgal committee had earlier investigated the scandal and submitted in a sealed envelope its initial report in which names of Srinivasan and 12 cricketers were mentioned.”We are of the considered opinion that the allegations against the 13 persons including N Srinivasan mentioned in the report submitted in the sealed cover should be investigated into by the Justice Mudgal Committee and the team of investigators because if a new Probe Committee is entrusted to inquire into the allegations, there is likelihood of the allegations being leaked to the public and such leakage will damage the reputation of the 13 persons beyond repair,” the bench had said.Besides Justice Mudgal, the panel has Additional Solicitor General L Nageshwar Rao and advocate Nilay Dutta as members.A group of investigators headed by senior IPS officer B B Mishra has assisted the Mudgal Committee which was given the power to probe, search and seize relevant documents and record evidence.last_img read more

Train coaches to come alive with wildlife images

first_imgNew Delhi, Sep 20 (PTI) The bland and barren coaches of passenger trains may soon have exciting images of tigers, cranes, trees and other wildlife painted on them. Indian Railway is actively considering a proposal of the World Wildlife Fund (WWF) to paint coaches and stations with the images of wildlife to spread awareness about conservation and promote tourism through pictorial representation. “We are considering a WWF-India proposal of having pictorial representation of natural habitats and wildlife on certain trains and stations to create awareness about the need for conservation and protection of forest, tiger, birds other species,” said a senior Railway Ministry official. As per the plan, tiger will be the main theme of the campaign apart from birds such as crane. There will also be trees, bushes, waterbodies to showcase greenery and jungle life. To begin with, railway stations at Sawai Madhopur and Bharatpur and coaches of Nizamuddin-Kota Jan Shatabdi Express will have paintings of wildlife and forest. Railway Minister Suresh Prabhu already had a discussion with tiger conservationist Valmik Thapar for taking forward the message of conservation through pictorial representation at Sawai Madhopur and Bharatpur railway stations and on some selected passenger trains. WWF-India will set up a project design team which will work out details with the railway officials. The project may be later extended to trains linking wildlife sanctuaries. The design team will visit the two railway stations shortly to get a first hand idea of the sites and potential for pictorial depictions. The pictorial representation of wildlife and forest will also serve to promote sanctuaries as tourist destinations. “Paintings on trains and stations will serve dual purpose – nature conservation as well as tourism promotion,” the official said. Paintings will be done by local artists and WWF-India will provide technical and necessary financial support to the artists and designers involved in the exercise. Describing the move as “innovative”, railway officials said, “Our endeavour is to carry forward the message of environment conservation through innovative paintings of wildlife such as tiger, bear, birds, crane along with trees, bushes and water bodies on trains and stations.” The project can be extended to other stations and trains after the Rajasthan experiment depending upon its successful execution, sources said. PTI ARU SK IKAadvertisementlast_img read more

Cristiano Ronaldo not ruling out move to new club next season

first_imgReal Madrid C.F. and Portugal football star Cristiano Ronaldo could be the subject of an approximately 202.43 million U.S. Dollars bid this summer, atleast according to reports from the Portuguese media are to be believed, to the forward said “nothing is impossible” further fanning rumours.”Nothing is impossible,” Ronaldo was quoted as saying by ESPNFC before flying to Lithuania for Portugal’s 2018 World Cup qualifier on Friday.Ronaldo helped Real Madrid C.F. retain their UEFA Champions League crown earlier this month beating Juventus F.C. in the final in Cardiff.The former Manchester United F.C. player is the favourite to win the Ballon d’Or after a superb campaign in which he scored 16 goals in the last 10 games as Madrid also sealed a first La Liga title since 2012.Clubs like United, A.S. Monaco and Paris Saint-Germain F.C. have been linked with Ronaldo along with Chinese clubs.Ronaldo has a contract till 2021 with Real Madrid C.F.last_img read more

Harry Potter doesn’t code (but Murphy does)

first_imgComputers have become so cheap and powerful that almost any system — mechanical, electrical, or chemical — probably needs to involve them, which means software has to be written.Unfortunately, there’s been a habit of inventing pretentious titles for programmers, particularly “software engineer.” Calling fiddling around with websites “Software Engineering” is not Millennial, it’s delusional. (“Fiddling” is the least offensive term I could find for this activity; I was tempted to be much ruder.)I firmly believe that the term “software engineer” should be reserved for people who work on compilers and other system software, or include software in real engineering projects (I suppose that, at a sufficient scale — Google, for example — websites might qualify).The point is that a real engineer’s mistakes potentially kill people or cause substantial damage. Problems of software development are quite well understood, but — unfortunately — mostly by people no longer working in the industry. That’s why these problems keep on being repeated. Most of them are caused by the limitations of human psychology, and the classic work on that — The Psychology of Computer Programming — by Gerald M. Weinberg dates back to 1971.Readers of this article will probably know Arthur C. Clarke’s aphorism: “Any sufficiently advanced technology is indistinguishable from magic.” Similarly, any sufficiently obscure problem will tendto generate “magic thinking” about its possible solution.There’s much current hand-waving about “coding” (mostly by people who wouldn’t recognize code if it bit them on the ankle), but this is actually about the least important part of the project’s effort. Code has to work, at a minimum, but generating working, maintainable, useful code, in a reasonable timescale comes from good problem definition, organized development processes, and sensible management.A fairly new practice that will help define project scope, improve specifications, and aid with quality assurance is called “test-driven development.” The idea is that, before writing a line of code, you should set out in as much detail as possible the cases the system will have to deal with, and what the results should be.One thing that tends to get overlooked is the percentage of the effort that will have to be devoted to extreme conditions (e.g., errors), which is likely to outweigh the work associated with the normal cases.At first, the system will fail every test, but as development proceeds, fewer and fewer tests will fail. When none of them do, the work is finished (for the original definition of “finished”). Ideally, automate the process.Anyone who’s been in the trade for a while knows that there are unlikely to be any silver bullets in the way of programming languages (except for specialized problems, where domain-specific languages have been developed, like R for statistics). For “silver bullets,” see Fred Brooks’ The Mythical Man-Month .The best language to use for most problems is one known by someone who understands the problem thoroughly (provided the language is not utterly obscure, which can lead to future problems with maintenance). Just beware of amateur development procedures.Ever since the days when scientists swapped trigonometric functions on paper tape, the key to programming productivity has been doing as little of it as possible. Any processes that can be defined in a generic fashion should be stored in subroutine or module libraries to specialize the core language.The module library resource provided in CPAN is one of the reasons Perl can be so powerful, and this idea has spread to other languages as well.I once worked with a business software developer who coded in Assembler and who reckoned that he could produce software faster than if he used COBOL. He was able to generate systems quickly because he had most important functions for standard tasks stored in thoroughly tested modules. The only custom code required was to combine and specialize these modules for each client. He essentially developed his own language for system generation. It’s great if this emerges as a by-product of other development, but resist any temptation to divert the project to creating a new language (academics are susceptible to this), unless your name is Brian Kernighan, of course.For want of a better word, “architecture” is key to complex systems that work. Read Herbert Simon’s classic Sciences of Artificial and you will probably start recognizing how many natural processes essentially function in layers. They are most easily assembled from simple components that do one job, and talk to each other in a standard way.Proverbs from other fields of engineering, like “Simplicate and add lightness,” are equally relevant to software. The cheapest, lightest, most reliable component in a system is the one that is not there. If a service is not running, it can’t be compromised. Unfortunately, simplicity is easy to recognize and understand, but hard to achieve. Consider security at the start, and bake it into the design. Any attempt to bolt it on afterwards will produce an expensive and vulnerable kludge.Rather than appreciate and preserve elegance, the software industry has a tendency to pile Pelion on Ossa, with ever more shininess to attract money and obscure function (object orientation is a fine example, as is the proliferation of web frameworks and IDEs).A case study of how simple stuff accretes functions over time is the history of my favorite editor. Once upon a time, children, computer users worked at noisy terminals, which had keyboards and printed on continuous paper. That meant that everything that was entered or output in a session was visible.A simple line editor called ex, made life (barely) tolerable in that environment. Then “glass teletypes” came along, and everything scrolled off the top of the screen. A very clever man called Bill Joy wrote a “Visual Interface” (vi) to ex, that made life with glass teletypes tolerable again. Bill wrote it in a bit of a hurry, so it was far from perfect, but it was good enough. Many people worked on vi, (or clones with cute names like elvis), improving the code and adding features.One of the developments was called vim (for “Vi Improved”). Over time, vim has evolved and acquired a full-featured scripting language called vimscript. It can now be used as a presentation tool including simple animations. I’m not sure if it has fulfilled the prophesy that all software ultimately acquires the ability to read Net news. Fortunately, Bram Molenaar, the original author, has exercised enough self-restraint that it’s still a decent editor.Alan Rocker started working as a trainee programmer on the LEO III, a machine produced by English-Electric-LEO-Marconi, which had the misfortune to be in direct competition with the IBM 360 range. (The remains of the computer business were taken over by ICL, which got eaten by Fujitsu.) The route to riches in those days was projected to be the “software house,” which was much like today’s startup scene. When Britain switched from pounds, shillings, and pence to a decimal currency, all the first and second generation systems had to be rewritten. This produced a boom in demand for programmers in 1970 (next seen in the years leading up to Y2K), but the subsequent recession was painful. After some years working on mainframes and around software packages (the industry had realized that package sales scaled better than body shops), Alan switched to consulting. Around that time, minicomputers and then microcomputers began to be useful, especially when connected (evenat 300 baud). Alan investigated them and began the transition to Unix. Working as a system administrator in the 1990s, just as the Web began to change the landscape again, Alan ran across Perl. Teaching that and Unix/Linux have occupied most of his time since then. An interest in development productivity, which started back in the 1970s, has led Alan to the conclusion that there are very few developments in the business, but there’s a lot of hype and repackaging. That’s mostly because management’s behavior (as opposed to pronouncements) makes it clear that they don’t actually care. Sadly, he says, the same is true of security. Log in to Reply March 31, 2017 at 4:39 pm PaddyMcCarthy says: March 31, 2017 at 8:02 pm Log in to Reply “In defence of the software bod I would like to add that often their first need of requirements uncovers the businesses lack of a *documented* process that is *followed*. If you were to give what was asked for then it could not be used.” 3 thoughts on “Harry Potter doesn’t code (but Murphy does)” Share this:TwitterFacebookLinkedInMoreRedditTumblrPinterestWhatsAppSkypePocketTelegram Tags: Communications, Design Methods, Industry, Security mjlinden says: “Hi Alan — I feel you had something you wanted to get off your chest 🙂 The main thing is that you aren’t bitter LOL” “As someone who writes firmware for certified safety critical devices, I applaud your statement regarding the broad and loose use of the term “Software Engineer”…” Continue Reading Previous Programming-free LCD user interface for embedded applicationsNext Space and security are keynote topics at ESC Boston 2017 Log in to Reply April 6, 2017 at 8:13 am Leave a Reply Cancel reply You must Register or Login to post a comment. This site uses Akismet to reduce spam. Learn how your comment data is processed. Max The Magnificent says: last_img read more

India beat Australia by 137 runs to win 1st ever Boxing Day Test Down Under

first_imgIndia needed just 5.3 overs in the second session on Sunday to bowl Australia out for the second time in two days and secure a historic 137-run victory in the Boxing Day Test at the Melbourne Cricket Ground to take an unbeatable 2-1 lead in the four-match series.The first session was washed out due to the relentless rain in Melbourne, but the weather conditions improved after the first two hours and play finally started at 7.25 am IST.India had never won a Boxing Day Test in Australia. However, Virat Kohli’s men have now rewritten history with a 137-run victory.Chasing 399, Australia were bowled out for 261 as Jasprit Bumrah picked up 3 for 53 and Ravindra Jadeja picked 3 for 82. Ishant Sharma and Mohammed Shami finished with 2 wickets each.India first played a Boxing Day Test in 1985. Over the years, they lost 5, drew 2 before finally winning in 2018. This is a sweet end to the year for Kohli and India.The year 2018 started with two defeats in South Africa. They won in Johannesburg but another 1-4 series defeat in England raised serious questions on India’s ability to win Test matches overseas. Now, they cannot lose the Test series in Australia.As special as this victory is for India, credit must be given to Australia’s lower-order for putting up a stubborn fight.The Aussies were tottering at 176 for 7 and defeat was imminent on Saturday. Ravindra Jadeja had just snared Tim Paine with a ball that stayed low and it looked like India would pick up the remaining three wickets without much fuss.advertisementBut Pat Cummins had other ideas. With Mitchell Starc for company, he frustrated India for over nine overs. And then Cummins stitched a partnership with Nathan Lyon – the duo batted out 14.1 overs on day 4 to push the match into the fifth day.Cummins, who had already picked nine wickets in the Test, scored a fluent half-century. Some of his shots were a lesson for Australia’s top-order batsmen – so crisp and sweetly timed they were.The umpires offered India an extra half-hour to try and win the Test on Saturday but Ishant Sharma, Mohammed Shami, Jasprit Bumrah and Ravindra Jadeja could not dislodge the determined Australian pair.There was threat of rain on Sunday but luckily for India, victory was wrapped up.It all began on Wednesday with debutant Mayank Agarwal’s 76. Cheteshwar Pujara struck his second hundred of the series while Virat Kohli battled a stiff back to make 82. Rohit Sharma scored his first fifty outside Asia since 2015. Memories were created by a team that desperately needed to provide itself overseas.And once India posted their highest overseas score in 2018, the bowlers took over. Jasprit Bumrah, in his first year as a Test cricketer, completed five-wicket hauls in South Africa, England and Australia. His six-wicket haul on Friday blew the Aussies away and gave India a 292-run lead on a treacherous pitch.Virat Kohli chose not to enforce the follow-on and Pat Cummins tore through the top-order in four overs. Pujara and Kohli were dismissed for ducks. By stumps, India had finished with 54 for 5 but their overall lead was now a substantial 346.After the third day’s play, there were several questions asked of Kohli’s decision to bay again. Rain was predicted over the next two days and sure enough, Saturday saw plenty of cloud cover. India lost three more wickets before they declared again to set Australia a 399-run target.And it was that man Jasprit Bumrah again. He did more damage in the second innings and Ravindra Jadeja joined the party on a wearing pitch. It was his kind of a surface.There was turn, variable bounce and plenty of purchase for pacers and spinners alike. While Bumrah and Jadeja will be celebrated for their tally of wickets, it is important to remember how well Ishant Sharma and Mohammed Shami bowled. They were relentless, intimidating and tireless.There was a stubborn little partnership between Tim Paine and Pat Cummins which was broken by Jadeja with a delivery that outfoxed the Australian captain.Cummins and Mitchell Starc offered some resistance but that was never going to be enough to stop India’s quest for a historic win. The dogged fight shown by the lower order should inspire the rest of the Australian squad as the teams head to Sydney for the final Test starting January 3.India, meanwhile, will rejoice in the glorious victory. It did not come easy and there was a constant threat of rain over the weekend.Right through 2018, India’s batsmen were criticised for their poor approach and for their failure to support Virat Kohli, who finished with 1322 runs and five hundreds. It has all come together for India in Australia.advertisementAlso Read | Jasprit Bumrah always wants to learn and experiment: Sunil GavaskarAlso Read | Offensive Aussie commentary hurts but nothing we can do about it: India bowling coachAlso Read | Mission Failed: After Rohit, Mumbai Indians troll Australia skipper Tim PaineAlso Read | Pant’s banter with Lyon caught on stump mic: “You don’t want to come tomorrow for nothing”last_img read more

Mike Gundy’s Justification of Mason Rudolph’s Horrific First Pitch Is Hilarious

first_img#OKState quarterback Mason Rudolph’s first pitch … did not go well.“Good thing he plays football”-some kid pic.twitter.com/BdkrYbhVkK— Nathan Ruiz (@NathanSRuiz) April 12, 2016Mike Gundy told the O’Colly on Wednesday he still hasn’t seen it. His explanation, as most of Gundy’s are, was spectacular.“I still have not seen it,” Gundy told the O’Colly. “I was working out with my boys in the batting cage in my barn, and my little one said he wanted to go to the game. I thought, ‘That’s odd,’ because we had been to three games in the last week or so, and he said, ‘Well, Mason’s throwing the first pitch.’ He wanted to be there for that.“So I stayed in and worked out the other one, and his mom took him to the game, so he could be there for the first pitch. He called me and wanted me to come to the game, so then I end up coming to the game in about the second inning, and I asked him how the first was, and he said, ‘Terrible. You should’ve seen it.’ I said, ‘What?’ He said, ‘He hit the backstop.’ And I said, ‘Well, maybe he was trying to hit the backstop.’ And he said, ‘Well, I didn’t think it was a very good pitch.’”Maybe he was trying to hit the backstop. The most Gundy explanation of all time.If you’re looking for the comments section, it has moved to our forum, The Chamber. You can go there to comment and holler about these articles, specifically in these threads. You can register for a free account right here and will need one to comment.If you’re wondering why we decided to do this, we wrote about that here. Thank you and cheers! OK, so Mason Rudolph’s first pitch wasn’t quite as bad as some others we’ve seen.But it wasn’t exactly great.You’ve likely seen it by now. If you haven’t, here it is. Rudolph hit the backstop with the first toss. It was, uh, not what you’d like to see out of your quarterback.last_img read more

ICC partners with UNICEF to organise #OneDay4Children at 2019 World Cup

first_img Asian News International DubaiApril 16, 2019UPDATED: April 16, 2019 16:30 IST Edgbaston will turn blue for the #OneDay4Children campaign during the World Cup match between England and India.(@cricketworldcup Photo)HIGHLIGHTSICC Cricket for Good announced the #OneDay4Children on TuesdayAll 48 matches of the 2019 ICC World Cup will have activities throughoutEngland and India will sport special one-off #OD4C branded kit on June 30International Cricket Council (ICC) Cricket for Good on Tuesday in partnership with UNICEF announced #OneDay4Children, a tournament-wide campaign focussed on bringing the world of cricket together as one team to help build a better world for every child, at the World Cup.Former England batsman and #OneDay4Children ambassador Nasser Hussain along with all-rounder Chris Woakes launched the campaign.There will be #OneDay4Children activity throughout all 48 matches of the event, peaking with a day of celebration during the match between England and India on June 30 at Edgbaston. The money raised will support UNICEF’s work in cricket playing nations to help children learn to play and be healthy.Edgbaston will turn blue whilst players will support the campaign with special one-off #OD4C branded kit, ICC reported.ICC & @UNICEF have today announced #OneDay4Children, a tournament-wide campaign during #CWC19 to help build a better world for every child.Details: https://t.co/td5JPsaLRS pic.twitter.com/A8D5w2mkrC ICC (@ICC) April 16, 2019″As part of our continuing work with UNICEF through Cricket for Good, we are delighted to launch #OneDay4Children and use the platform of the ICC Men’s Cricket World Cup 2019 to help more children to play and be healthy. This is our most ambitious charity project to date and we know that cricket’s one billion fans will come together to help build a better world for every child,” David Richardson of the ICC said.ICC Men’s Cricket World Cup 2019, Managing Director, Steve Elworthy said: “#OneDay4Children is such an important tournament wide campaign which we are extremely proud to be delivering. We have a unique opportunity while the eyes of the cricketing world, and beyond, are watching, to show how we can harness the power of the fans to help support the wonderful work UNICEF do for children across the globe.”advertisement”We are delighted to see the world of cricket unite for #OneDay4Children at the ICC Cricket World Cup 2019. Players, teams and one billion cricket fans will come together for UNICEF. The money raised through #OneDay4Children will support UNICEF’s work to help children learn, play and be healthy through cricket. It is a shared belief that cricket has an incredible power to raise vital funds and inspire and empower millions of children,” Mike Penrose, Executive Director at UNICEF UK, said.The much-awaited World Cup is scheduled to be hosted in England from May 30 to July 14.Also Read | Dinesh Karthik celebrated World Cup call-up with RosogollaAlso Read | Bangladesh announce 15-man squad for 2019 World CupAlso Read | Navdeep Saini, Khaleel Ahmed among 4 pacers to assist India in World Cup 2019 preparationFor sports news, updates, live scores and cricket fixtures, log on to indiatoday.in/sports. Like us on Facebook or follow us on Twitter for Sports news, scores and updates.Get real-time alerts and all the news on your phone with the all-new India Today app. Download from Post your comment Do You Like This Story? Awesome! Now share the story Too bad. Tell us what you didn’t like in the comments Posted bykarishma Tags :Follow ICCFollow UnicefFollow ICC Cricket World Cup 2019Follow World Cup 2019 ICC partners with UNICEF to organise #OneDay4Children at 2019 World CupICC will have celebrations throughout the 2019 World Cup with proceeds from the match between hosts England and India going to UNICEF’s work in cricket playing nations to help children learn to play and be healthy.advertisementlast_img read more

Le gouvernement fait ses devoirs au sujet des normes par rapport aux

first_imgLes parents, les tuteurs, les enseignants et les élèves peuvent tous contribuer aux nouvelles normes par rapport aux devoirs grâce à un sondage en ligne lancé aujourd’hui 19 mai. Le sondage en ligne permettra l’élaboration de la nouvelle politique ministérielle sur les devoirs pour les élèves de la maternelle à la 12e année. La politique entrera en vigueur en septembre. « J’encourage toutes les personnes qui s’intéressent au succès de nos élèves à prendre le temps de répondre au sondage, a dit Karen Casey, ministre de l’Éducation et du Développement de la petite enfance. Vos commentaires sont essentiels pour nous permettre de faire en sorte que les devoirs enrichissent l’apprentissage des élèves, soient adaptés à l’âge et aux besoins des élèves et soient conçus pour assurer la participation des familles à l’apprentissage des élèves. » Le sondage pose des questions à l’intention des parents et des tuteurs, des enseignants, des élèves, des membres de la communauté et des administrateurs scolaires. Les questions incluent des sujets tels que la quantité de devoirs, si les devoirs doivent servir à terminer un travail attribué en classe, le rôle des parents, la responsabilité des élèves et l’objectif général des devoirs. Le sondage se déroule du 19 mai au 12 juin, et il peut être rempli au https://eapps.ednet.ns.ca/educationSurveys/TakeSurvey.aspx?SurveyID=880In5l . La nouvelle politique ministérielle sur les devoirs est l’une des 21 nouvelles initiatives qui seront présentées dans les écoles en septembre dans le cadre du plan d’action quinquennal du gouvernement en matière d’éducation. Le plan met l’accent sur des changements fondamentaux visant à renouveler, à réorienter et à rebâtir le système d’éducation pour la première fois en toute une génération. Le plan d’action peut être consulté au http://www.ednet.ns.ca .last_img read more

US consumer confidence rises in October to 17year high

first_imgWASHINGTON – American consumers are the most confident they’ve been in nearly 17 years, more good news for an already healthy economy.The Conference Board said Tuesday that its consumer confidence index hit 125.9 in October, up from a revised 120.6 in September and the highest reading since December 2000.The business research group’s index measures consumers’ assessment of current conditions and their outlook for the next six months. Both rose in October.A healthy job market contributed to the sunny mood. Unemployment is at a 16-year low 4.2 per cent. More than 36 per cent of survey respondents told the Conference Board that jobs were “plentiful” — highest share since mid-2001.The overall index hit bottom at 25.3 in February 2009 at the depths of the Great Recession before rebounding as the U.S. economy recovered.Economists monitor Americans’ confidence because consumer spending accounts for about 70 per cent of U.S. economic output. The economy grew at a healthy 3 per cent annual pace from July through September.The October confidence readings “suggest the economy will continue expanding at a solid pace for the remainder of the year,” Conference Board economist Lynn Franco said.last_img read more

Two booked for harassing 20yrold girl in Ghaziabad

first_imgGhaziabad: A youth and his friend have been booked by police as they allegedly barged into a girl’s house after she rejected his marriage proposal. The accused broke open the door of house, misbehaved with family and threatened them with dire consequences if the proposal in not accepted. According to police, Pratima Singh (20), a student of final year in Diploma of Pharmacy at Delhi Institute of Pharmaceuticals science and research had been staying with her family in Sanjay Nagar area of Ghaziabad. Also Read – After eight years, businessman arrested for kidnap & murderPratima’s father Arun Kumar Singh have alleged one Rahul Kumar for allegedly teasing their daughter after she rejected his marriage proposal. “Rahul had been studying with my daughter during her graduation in MMH college of Ghaziabad in 2015. Since her graduation, he had been following my daughter and trying to contact her through every possible way. My daughter had reported the matter to me several times and I also asked him to stay away from my daughter. However, on Tuesday late night, Rahul along with his friend allegedly barged into our house after breaking the back gate and misbehaved with family.” Also Read – Two brothers held for snatchings”He used abusive words and fled away threatening us with dire consequences if my daughter do not accept his advances,” girl’s father said in a complaint. Meanwhile police have registered an FIR into the matter. “Based on complaint received, an FIR under Indian Penal Code (IPC) sections 354, 452, 504, 506, 427 has been registered against two persons. No arrest has been made so far while police investigations are underway,” said a senior police officer.last_img read more

HC refuses to restrict media from publishing allegations against CJI

first_imgNew Delhi: The Delhi High Court Monday refused to entertain a plea seeking to restrain the media from publishing allegations of sexual harassment against Chief Justice of India Ranjan Gogoi by a former Supreme Court employee.A bench headed by Chief Justice Rajendra Menon and Justice Anup Jairam Bhambhani disposed the plea filed by an NGO saying that the top court is seized of the matter and various orders have been passed, including directing initiation of certain inquiry. Also Read – 2019 most peaceful festive season for J&K: Jitendra SinghOnce the top court is seized of the matter interference in the matter by this court is not called for, the bench said. “We have considered the contentions advanced and we are of the considered view that when the issue is pending consideration before the Supreme Court in the suo motu writ petition…and the Supreme Court has already expressed itself…, judicial propriety and discipline require that this Court should not interfere in the matter at all, when the matter is sub-judice before the Supreme Court. Also Read – Personal life needs to be respected: Cong on reports of Rahul’s visit abroad”In view of the above we see no reason to make any indulgence in the matter and, accordingly, we refrain from exercising jurisdiction,” the high court said. During the hearing, Additional Solicitor General of India Maninder Acharya, appearing for the Centre, informed the court that the apex court is already seized of the matter and the question of restraining the media was raised before it. The NGO Anti Corruption Council of India had said publication of allegations against the CJI directly hit the Indian judicial system. The petition had sought immediate restriction on the media from further telecasting or publishing the allegations till conclusion of the three-judge panel’s inquiry.last_img read more

US Denies Entry Visa to Argentinas Diego Maradona After he

Rabat – The United States has declined a visa request by Argentina’s former football legend Diego Maradona after he allegedly insulted US President Donald Trump in an interview with the Venezuelan network, Telesur.Matias Morla, Maradona’s lawyer explained in an interview for the program “Buenos Dias America,” that Maradona was asked about his opinion on Trump. During the interview given to Telesur, Maradona called Trump a “chirolita,” a slang insult in Argentina that refers to people who are under the orders of others as puppets, reported several news outlets including Russia’s RT and Great Britain’s Daily Mail.During the time of the interview, the 57-year old ex-footballer was in the process of applying for a visa to the US, which was eventually rejected. Maradona was to travel to Florida in order to appear at a trial with his former wife, Claudia Villafane, who bought property with her maiden name while she was married.After visa denial, Maradona’s lawyer is expected to represent Maradona in the trial.“After this, I said I am going to have to represent you in Miami instead,” Morla told Maradona.It’s not the first time Maradona has run afoul of the law in the US. During the 1994 World Cup held in the US, Maradona tested positive for five banned substances. Argentina’s football federation then expelled the football star from the team and the tournament. read more

Hold the caviar UNbacked body bans export of most endangered sturgeon

Iran will be able to export up to 44,370 kilogrammes of caviar from the Persian sturgeon under the 2006 quotas announced by the Geneva-based Secretariat of the Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES). The other Caspian Sea countries are Azerbaijan, Kazakhstan, Russia and Turkmenistan. “The CITES Secretariat has not received the required information from the five Caspian Sea States that would allow it to publish quotas for wild specimens of the other sturgeon species in this shared basin,” it said in a statement on the fish, whose stocks have dwindled to dangerously low levels due to over-fishing and poaching.“The Secretariat will therefore not be publishing any more new quotas for the year 2006. In practice, this means that no imports of wild specimens of these sturgeon stocks should take place in 2006,” it added. In January CITES, alarmed that proposed quota levels might not fully reflect declines in sturgeon stocks caught illegally, warned that it would not approve 2006 export quotas for caviar and other sturgeon products until exporting countries provided more data on the long-term survival of the prized fish. The 169 member countries of CITES, which is administered by the UN Environment Programme (UNEP), have set strict conditions for permitting caviar exports. States that share sturgeon stocks must agree among themselves on catch levels and export quotas based on scientific surveys of the stocks. Information recently provided by the sturgeon-exporting countries bordering the Caspian Sea, the Black Sea/lower Danube River and the Heilongjiang/Amur River on the Sino-Russian border show that many sturgeon species were suffering serious population declines.At the request of the CITES Standing Committee, the European Union (EU) will host a meeting in June devoted to tackling illegal trade in caviar. Law enforcement agencies from around the world will discuss how to improve their capacities to detect illegal trade in and sales of caviar. read more

Baseball No 7 Ohio State survives elimination game with 53 win over

OSU sophomore Seth Kinker (37) fires a pitch during a game against Morehead State at Bill Davis Stadium on April 12. OSU won 1-0.Credit: Lantern File PhotoOhio State redshirt senior pitcher Adam Niemeyer had been through this game before. Navigating through the loser’s bracket of the 2016 Big Ten Tournament, the right-handed pitcher started Ohio State’s 11-4 win over Michigan to continue its championship run. As the Buckeyes faced another elimination game against the Wolverines in the 2018 tournament, Niemeyer took the mound again, coming to the same result with No. 7 Ohio State defeating No. 3 Michigan 5-3 on Friday afternoon. In the first meeting between Ohio State and Michigan in 2018, Niemeyer allowed one run on five hits, walking one batter with five strikeouts. Even though the Wolverine offense had opportunities to score, Niemeyer and the rest of the pitching staff limited its production with runners on base, allowing three hits in 20 plate appearances with runners on. The first time through the order, Ohio State could not get anything going against Michigan left-handed starter Ben Dragani. With only two base runners, including one walk, the Buckeyes recorded five flyouts in the first two innings of the game, striking out only once. As the lineup turned over, so did the outlook for the Ohio State offense. Starting with sophomore designated hitter Dominic Canzone hitting a double down the left field line, the Buckeyes recorded four hits on four consecutive pitches, scoring their first two runs of the day on an RBI double by senior left fielder Tyler Cowles and an RBI single by senior right fielder Noah McGowan respectively. After a three-run sixth inning, including senior first baseman Bo Coolen’s first home run of the season, the Buckeyes finished the day with five runs on nine hits, hitting .364 with runners in scoring position. Michigan cut Ohio State’s lead down to two in the seventh inning on a two-RBI single by Brock Keener. However, senior right-handed pitcher Seth Kinker closed the door on Michigan with 1.2 scoreless innings. Ohio State will face No. 1 Minnesota in the tournament semifinal at 10 a.m. Saturday. read more

GPs so preoccupied with targets they are failing to spot potentially fatal

GPs have said they have become so preoccupied with targets and “bean-counting” that they are failing to spot deadly conditions.In the UK study of family doctors, one GP described missing signs of a heart attack in a female patient, because they were “half-listening” to the patient while filling in forms.Medics said they felt stuck on a “treadmill” neglecting aspects of patient care which were not linked to their incomes.The study, led by researchers from Barts and the London School of Medicine and Dentistry, said six in ten GPs were suffering from stress, fuelling rising numbers taking early retirement.During interviews, many described growing resentment and concern about the introduction of performance indicators in GP contracts, which were introduced under the last Labour government. Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. Another said: “You just put in more effort into the target and you neglect the other things you could or should be doing,” questioning whether decisions were being taken in the best interests of patients.The study involved in-depth interviews with 12 family doctors, who started out as GP partners in the 1970s and 1980s.Those in the study said their work had become increasingly fast paced, with conflicting requirements, a high workload and high responsibility, with little choice over how tasks are organised and paced.  In 2015, ministers pledged to increase the number of GPs by 5,000 by 2020. But since then numbers have fallen by around 1,000.Study author Dr Jennifer Napier said: “There is a downward trend in the number of GPs, with an increase in the number of unfilled GP positions alongside a greater number of GPs taking voluntary early retirement.“Each GP in the study felt that over time they had experienced a reduction in the control they had over their highly demanding work.  This research has highlighted the importance of allowing GPs the ability to make their own decisions and providing them with additional resources, the hope is that this will lead to a reduction in job strain and improve the retention of GPs.” It follows disclosures that the number of GPs and hospital consultants taking early retirement has almost tripled in the last decade.The figures from the NHS Business Services Authority show 983 such cases in 2018/19, compared with 384 a decade before. The statistics also showed rising numbers of retirements linked to ill-health, with 203 such cases, a rise from 54 in 2008/9.Professor Helen Stokes-Lampard, Chairman of the Royal College of GPs, said: “GPs and our teams are currently working under intense resource and workforce pressure, making more than a million patient contacts a day across the country, but without sufficient time or people to do so safely and effectively.“For some, these pressures have become too much, and many GPs are becoming increasingly burnt out and are putting their own health at risk by struggling on, while others feel as though they have no choice but to leave the profession entirely.”An NHS spokesman said: “Investment in local GP and community health services will increase by £4.5billion over the next five years, helping fund 20,000 more multi-skilled staff to support GPs as part of the NHS Long Term Plan and provide a wider range of services for patients as part of our Long Term Plan, with extra therapists, pharmacists and physios based out of GP surgeries.”  Researchers said: “The targets distorted the focus of clinical care on to a small number of conditions, turning clinical practice into a ‘treadmill’.“Several GPs gave examples of being so preoccupied with the ‘bean-counting’ of targets that they were in danger of missing the obvious and serious,” the study, published in the Occupational Medicine Journal found.One described filling in a form which links outcomes to GP payments, and “half listening to what the patient was saying” before realising the woman was in the throes of a heart attack. read more

FLSmidth develops SmartCyclone™ closedcircuit grinding optimisation system

first_imgFLSmidth has developed the new SmartCyclone™ closed-circuit grinding optimisation system – a monitoring and control solution for reducing cyclone-related process perturbations, improving cyclone overflow particle size distribution, and predicting and controlling cyclone maintenance schedules. The new technology is the result of collaboration between the hydrocyclone team at FLSmidth Krebs and FLSmidth’s Automation team. The SmartCyclone solution combines patented SmartCyclone wireless wear-detection sensor and roping sensor technology with a patent-pending wireless controller system, and field-proven ECS/ProcessExpert® (PXP) process control software, including a new patent-pending SmartWear™ cyclone maintenance algorithm.The SmartCyclone™ System introduces electronic sensing and communications to Krebs’ hydrocyclone separator product line and the encompassing process creating an “island of optimisation” for mineral processing and speciality markets. With a SmartCyclone-equipped process, the cyclone sensors can report the functional state of the cyclone by monitoring the conditions of the slurry flow for each cyclone individually. The sensors can also report the wear status of the cyclone components, so that parts purchasing and maintenance operations can be planned in advance and with greater control. Finally, the sensors can report when a cyclone, or the SmartCyclone system itself, is malfunctioning such as when an individual cyclone experiences a condition called “roping” or a break-down in the classification.“We believe we are truly pioneering a new segment of control solutions, and one of the first to formally target the closed-circuit grinding process with a dedicated automation philosophy using sensors, ranging from the mill sump level through the cyclone overflow particle size, to optimise the flotation feed and maximise production,” said Jon Culbertson, Sales Director – FLSmidth Krebs.The ECS/ProcessExpert system is a modern, advanced process control solution used to stabilise and then optimise key minerals processes. It balances equipment loads, manages and corrects process disruptions, and minimises wear on the plant’s equipment – all by dramatically reducing/eliminating manual involvement from mill operators and to ensure optimum plant performance by achieving maximum efficiency and higher profitability. The ECS/ProcessExpert solution also enables a minerals plant to develop a uniform operation strategy that outlines the best way to run the plant. Once this strategy has been established, training new operators becomes much easier.SmartCyclone systems will be offered with three levels of sophistication: 1) a basic cyclone monitoring system only; 2) a standard cyclone monitoring and control system to correct for process perturbations and manage cyclone wear to a desired maintenance schedule; and 3) an expert system for incorporating additional sensors and control algorithms to maximise process throughput and further reduce variations in, as well as optimise, cyclone overflow particle size distribution.Utilising SmartCyclone monitoring and control solutions, plants can achieve maximum process efficiencies through quick upset condition identification and automatic correction resulting in less process down-time, reduced variation in flotation feed resulting in improved mineral recovery, more systematic cyclone operation and continuous wear monitoring/management resulting in predictable cyclone circuit maintenance, and increased production capacity by limiting roping which allows the process to be operated closer to the limits of the cyclone manifold design. Overall, the SmartCyclone system will help a closed-circuit grinding process to achieve a level of automation with process efficiencies previously not possible with conventional processing equipment alone. Extended cyclone life and increased operational efficiency lead to the ideal outcome – improved comminution productivity, improved recovery and higher profitability.last_img read more

Noonan hints €1bn IBRC savings will go to repay debts

first_imgMICHAEL NOONAN has given the clearest hint yet that the €1 billion annual saving to the Exchequer arising from the liquidation of IBRC, and the exchange of promissory notes for government bonds, will not be used to ease the burden of the next Budget.Noonan has said that while he is not willing to begin speculating on the contents of Budget 2014, there remains a “significant gap” between the amount that the government spends each year and the amount it takes in.“In addition to the requirements to bring our deficit to under 3 per cent of GDP by 2015,” in line with EU requirements, “it makes sense that we bring balance back to the public finances and stabilise and reduce our debt burden,” Noonan said.He added, however, that there were “other moving parts to be considered” in the compilation of the next Budget such as economic growth and the Exchequer’s tax take, in written responses to Dáil questions from Fianna Fáil’s Michael McGrath.Though the IBRC liquidation does not result in any particular savings for 2013, as the savings from the promissory note deal are used to fund the one-off costs of winding down IBRC, the interest on the long-term government bonds will cost about €1 billion a year less than the €3.1 billion promissory note repayments.Labour ministers have called for the reduced costs to be put towards easing the austerity measures required in Budget 2014, which are due to amount to €2 billion in spending cuts and €1.1 billion in new taxes.The European Commission has previously stated similar desires that Ireland should try to close its budget deficit as quickly as possible, and hinted that it would rather see the €1 billion savings used to bring Ireland back to a balanced budget.“Market confidence in Ireland’s continued solid fiscal consolidation is essential for the country’s durable return to market financing,” the Commission said in its last report on Ireland’s bailout progress, and added that the implementation of the agreed Budget measures was “essential”.IBRC deal ‘is not illegal’In response to other questions from McGrath, Noonan said he was confident that the IBRC arrangement was legal within the boundaries of the EU treaties and would not fall foul of any later scrutiny by the European Central Bank.“The Central Bank of Ireland has carefully examined the legal and financial issues involved in the transactions and is satisfied that there is no such breach,” he said, adding that he was not personally concerned about the possibility.He also said he had first approached KPMG about the possibility of being appointed as a special liquidator to IBRC back in October, knowing that a possible scheme to eliminate the promissory notes could require the institution’s liquidation.While it was not possible to carry out a tendering process for the liquidation for reasons of sensitivity, KPMG had been identified as the preferred liquidator based on response submitted to previous tenders sought by NAMA.He further added that there were no immediate plans to amend the IBRC Act to lift the stay on all court proceedings taken against IBRC, but declined to make any further comment while the courts considered the question of whether they had the discretion to lift any such stay.Submissions will be heard at the High Court on March 7 to determine whether existing laws give the courts the discretion to lift the stays on matters involving IBRC, including the case taken by the Quinn family challenging the amount it owes the institution, and allow those matters to continue their progression through the courts.Read: Varadkar: Promissory note saving ‘is not €1bn more we have to spend’last_img read more

Mortgage

first_imgI had a lot of mail from last week’s Top Twenty Tips on getting a mortgage. A lot of readers wanted to know how to save money when you already have a home loan. Here are some tips: Have a plan: plan to own your home as fast as possible, and therefore pay as little interest as possible. Pay attention to the rate: consider a $350,000 loan over 30 years. If you had a 5.3 per cent mortgage and refinanced at 4.94 per cent – maintaining the same repayments – your loan term would drop from 30 years to around 27 years and 5 months, saving around $60,000 in interest. Be prepared to refinance: to save on a mortgage, you must be prepared to go to a lender with a lower interest rate than your current one. Your mortgage may be a good deal when you sign-up but five years later it could be expensive by industry comparison. Understand the loan term: shorter loan terms usually mean you pay less interest and pay the debt faster. Let’s say you have a $350,000 mortgage at 4.94 per cent, and you opt for a 25-year loan rather than a 30-year: you’d pay 19 per cent less in interest, saving you $61,626. Shifting to a 20-year term will save you $120,199.20. Repayment frequency is key: the higher the frequency of payment, the slower the interest accrues and the faster you pay off the mortgage. If you pay half the monthly repayment amount fortnightly, rather than monthly, or a quarter of the monthly payment weekly, this means you end up paying the equivalent of an extra month’s payment each year. Consider an average mortgage of around $350,000 and a 30-year term at 4.94 per cent. You’d save around 4 years and 8 months off your loan term and over $56,000 in interest, by paying the monthly repayment weekly or fortnightly. Put windfalls into your home loan: Tax refunds, Medicare rebates and work bonuses should go into the home loan, reducing interest and speeding repayment. Have the right loan: ensure your mortgage allows you to put in lump sum amounts. Many fixed rate loans don’t allow this. If you’re offered an offset mortgage that lets you put your income directly into the loan, make sure this suits you. It requires discipline. Do it early: increasing your repayments and putting in lump sums is most effective when you do it early in the term of the loan. Know your fees: the headline repayment figure in your mortgage agreement is not the only number you should look at. Lenders charge different fees, so be cognizant of any incidentals that may not be captured in the comparison rate. Beware of interest only: don’t select an interest-only loan if you want to repay it quickly. Always opt for principal + interest. When borrowers ‘set and forget’ their mortgage, they usually pay too much interest and have the debt longer than they should. Get focused and save yourself a lot of money. * Mark Bouris is the Executive Chairman of Yellow Brick Road, a financial services company offering home loans, financial planning, accounting & tax and insurance. Email Mark on mark.neos@ybr.com.au or check www.ybr.com.au for your nearest branch. Facebook Twitter: @NeosKosmos Instagramlast_img read more